First-time homebuyer guidance
First-time homebuyer guidance in Dayton, Tipp City, Beavercreek, and Centerville focuses on the questions to answer before touring. I'm Richard Tebbe. I help you organize questions about loan programs, down payment assistance, credit, and your purchase budget, then connect the search with what your lender confirms. Program availability and eligibility need current verification.
Bring the financing questions to a lender
Ask about payment estimates, cash needed at closing, credit requirements, and the documents required for an application. I can help you prepare the questions and discuss lender introductions. The lender determines loan eligibility and explains program terms.
A general online estimate is not a loan approval.
Check assistance before relying on it
Down payment assistance may have limits, conditions, repayment terms, or availability requirements. Ask the provider and lender to confirm the current details for your circumstances. Do not build an offer around money that has not been confirmed.
Turn the budget into a search plan
Once you have useful financing information, we discuss the locations, property types, and condition levels that fit. Include money for moving and future upkeep in your own planning. I help you understand the buying sequence so the first tour is part of a plan, not the beginning of a scramble.
Community guides for this service
Open a local guide below; communities are listed alphabetically. For available properties, use the property search and select the location and features you need.
Richard Tebbe on Google
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